Understanding Photo Insurance
Insurance – Liability, Shoot Insurance, and Riders/Binders

"Liability refers to your basic insurance package you must have to cover loss or damage to your equipment, and to protect your personnel.

Shoot insurance is a more costly type of insurance that will cover you in the event you need to reshoot a job.

Riders/Binders cover the additional insurance costs involved when you rent a very expensive piece of equipment, or want to shoot on a location where the owner wants to be named as additionally insured on your policy in case anything happens to their property."

That and a lot more great advice on Estimating Expenses – photo.net.

If you need insurance and you're an ASMP member, try out Taylor & Taylor Insurance for Photographers.

Author: Lincoln Barbour
Lincoln Barbour has been a commercial photographer since 2002 and has photographed for brands such as Hunter Douglas, Nike, Oreck, Nature's Way, and has been published in Dwell, Better Homes & Gardens, Family Circle, and Country Living

You can find out more about Lincoln Barbour here: www.lincolnbarbour.com
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